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Cigna health insurance review

Cigna is compay ranked as number 130 in Fortune 500 list. This company operates in UK market from 1983. Cigna has years of experience in healhcare market and offers few options to its clients. As private health insurance is concerned, company offers three main options: premier plan, parent plan and child plan. Moreover, international health insurance or dental implant options can be chosen.

Cigna's private health insurance

Cigna offers three main options to its clients: premier, parent or child plan. Premier plan offers both single or joint health insurance when the person can cover not only himself but also his life-partner with one health insurance policy. Key services that are covered by Cigna are specialist consultation fees, hospital accommodation charges, charges for diagnostic tests, day-case treatment and surgeon's, anaesthetist's or physician fees. It is always important to find out every detail what is insured and what is not and with what conditions fees can be claimed from insurance provider before insurance policy is underwritten.

Child plan

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This plan is created to ensure that the child could be treated despite the costs. Though it does not cover any pre-existing or some other conditions, it includes cover for hospital charges, cost of parent staying with child (if he is under 12), surgeon's and anaesthetist's fees, out-patient consultations, physician's tests, radiotherapy, chemotherapy and cover for other services.

Parent plan

Parent plan does not differ much from other plan. The same hospital charges, cost of parent staying with child (if he is under 12), surgeon's and anaesthetist's fees, out-patient consultations, physician's tests, radiotherapy, chemotherapy and some other costs are covered while it is important to remember that there some uncovered areas, for example, pregnancy or childbirth, infertility, sex change operations, dental or orthodontic treatment, chronic condition, etc. It is always to find out more about what is covered and what is not when getting a health insurance policy from health insurance provider.

Dental or International

Dental implants option gets a cover for cover of alternative treatment (when dental implant has not integrated after correct placement), repair or emergency treatment. Cigna's International health insurance offers international cover for inpatient, day case surgery and accommodation costs, extensive psychiatric treatment, cancer care, parent and baby care, etc.

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