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Loan to Value (LTV) Calculator

Use this loan to value calculator and get the value of LTV just by dragging the sliders or entering your property and mortgage amounts below.

Loan-to-value (LTV) ratio expresses the amount of a mortgage lien as a percentage of the total appraised value of property. For example, if a borrower wants £130,000 to purchase a house worth £250,000, the LTV ratio is £130,000/£250,000 or 52%.(LTV).

Mortgage lenders calculate loan to value to decide whether to lend or not.

The Loan to Value (LTV) of your mortgage is:
Property value:
Mortgage Amount (inc. any secured loans):