Loan to value calculator

Calculate your loan to value (LTV) ratio depending upon the property value and mortgage amount.

Loan-to-value (LTV) ratio expresses the amount of a mortgage lien as a percentage of the total appraised value of property. For example, if a borrower wants £130,000 to purchase a house worth £250,000, the LTV ratio is £130,000/£250,000 or 52%.(LTV).

Mortgage lenders calculate loan to value to decide whether to lend or not.